ActiLife newsletter – 2012 articles

Home renovation projects could be a good investment provided they don’t prevent you from making the maximum RRSP contribution.

It’s never too late to make financial adjustments even if they appear out of control. You can dream big and make it happen. Get organized, ask for help and start making informed choices.

Of all the disability claims Desjardins Financial Security receives in a year, more than a third stem from major depression, burnout and anxiety disorders.

Losing or quitting a job is never easy. But you can also look at it as an opportunity to try something new, embark on another career path and make some changes in your life.

When buying a home, you need to do all the math to make sure you choose one you can afford and that leaves money left over for other projects. Don’t forget to review your insurance and estate planning needs, too.

Women generally tend to be retired longer than men. The average life expectancy for women is 82 years of age, close to 71 of which are spent in good health. Make sure your retirement years are financially secure by saving early and regularly.

A recent study on the economic impact of breast cancer and labour force re-entry revealed that 80% of respondents experienced an average drop in household income of $12,000. GetWell Insurance can help lighten this financial burden.

Springtime is often the season for tackling the to-do list: cleaning up the garden, buying a new house, new car, etc. These jobs should also encourage us to revisit our life insurance coverages.

Anyone can be a victim of phishing or identity theft. It doesn't just happen to others. Prevention is the best way to protect yourself and your personal financial information.

After watching interest rates decline almost steadily for more than 10 years, economists are talking more and more about an era of low interest rates. Investors haven't seen their return outlook improve in the past decade.

When it comes to insurance and financial products, having the advice of a representative is a definite advantage. They can guide you and help you set up an action plan.

Physical activity helps maintain strength, flexibility, balance and coordination. It also helps prevent heart disease, type 2 diabetes and other conditions, and reduces the risk of falling.

What’s hiding behind our income tax return? Behind the form we fill out each year is hidden a complex system of taxation where it’s easy to get lost.

The main advantage of RRSPs is the tax refund or tax savings you get while saving for retirement. Since the long-term goal is to build retirement income, think about saving early and often.

Some parents can’t help themselves from talking on the phone as they’re dropping off or picking up their kids from daycare. Others take this time to connect with their sons and daughters.

Nine in ten people over the age of 20 have at least one risk factor for heart disease and stroke. While some risk factors can be managed, others cannot. The more risk factors you have, the higher your risk for cardiovascular disease.

If the Protection component isn't strong enough, your pyramid could collapse. Assess how secure your finances are with an interactive Web tool.

But there are things you can do to keep market volatility from having a devastating impact on your savings and goals.

There are lots of reasons to start exercising again and get back in shape as soon as possible after the holidays.

While there's no mandatory retirement age in Canada, government plans encourage you to work until age 65 or over, especially if you haven't saved up enough.