Group insurance benefits

Solutions to meet your needs

We offer a flexible range of group insurance benefits, along with the experience and expertise to make plan management both people-focused and efficient.

You can set up a group insurance plan that protects your plan members and their dependents against the financial burden of illnesses, accidents, extended absences from work and death.

Life, and accident benefits

  • Life insurance
  • Accidental death and dismemberment insurance
 
 

Many life insurance benefits? One form does it all!


When Desjardins Insurance receives a life insurance claim, we check to see if the insured had more than one life insurance benefit, and then follow up with all teams – group or individual life – that may be involved with the claim, if applicable.


You fill out and send us one form. We take care of the rest.

 

Medical and dental care benefits

  • Extended healthcare insurance can cover the following expenses:
    • Hospitalization
    • Prescription drugs
    • Medical and paramedical treatment
    • Emergency expenses incurred outside the province of residence
    • Vision care
  • Dental care insurance covers a range of dental treatments and procedures, including dental exams, fillings, crowns, dentures, etc.
  • Travel insurance offers our plan members medical, personal, or financial assistance wherever they are, 24/7
Quality assurance: our commitment to offer you a comprehensive, competitive, and cost-effective plan.

Specialty products

Health Track Insurance®

Your health companion for individual health care

Plan members can use Health Track Insurance to convert some of their group health insurance benefits into individual coverage when they're no longer eligible for the group plan. They can take out this coverage, without having to provide proof of good health, within 60 days of the end of their group insurance coverage.

Three benefits are included:

  1. Extended healthcare insurance: reimburses certain healthcare expenses not covered by their provincial plan
  2. Travel insurance: reimburses 100% of eligible emergency expenses incurred as the result of an accident or an illness occurring during the first 90 days of a trip outside their province of residence
  3.  Trip cancellation insurance: reimburses eligible expenses incurred during the first 90 days of a trip

Three services are also offered:

  1. Payment card
  2. Health Assistance
  3. Voyage Assistance

Health Spending Account (HSA)

A great addition to your group insurance plan

A Health Spending Account (HSA) adds value and flexibility to your existing plan. You'll have a clearer idea of your costs, which makes them easier to manage.

An HSA gets plan members more involved in planning and managing their expenses, so they're more aware of how much healthcare actually costs.

With an HSA, your plan members can:

  • Personalize their healthcare plan to meet their individual needs
  • Expand the range of coverages already included in the group plan
  • Access a wider range of eligible expenses
  • Use credits to pay deductibles and coinsurance

Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.

Client service

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  • Forms
    • Travel insuranceDrug pre-autorized
      Other forms