Setting up a group retirement plan can be time consuming. You have to deal with complex issues like legislation and sound governance. With Foresight, we’ve done the heavy lifting for you.
Foresight plans are simple to implement and monitor. What’s more, we help you at every step of the way by providing:
- A dedicated account manager
- Support from an administration team specialized in group retirement savings
- Morningstar's expertise in fund research and portfolio construction
Choosing your group retirement savings plan
Our various savings plans have been designed to cover a wide variety of needs. Simply choose the plan that best meets your goals and objectives:
- RRSP: Registered Retirement Savings Plan
- DCPP: Defined Contribution Pension Plan
- DPSP: Deferred Profit Sharing Plan
- TFSA: Tax-Free Savings Account
- IPP: Individual Pension Plan
- SPP: Simplified pension plan (Offered in Quebec only)
| Yes | No |
| Do you want to contribute to your employees’ retirement plan? | RRSP
DCPP
DPSP
TFSA
IPP SPP | RRSP
TFSA |
Do you want to ensure that the money is used
only for retirement? | DCPP
IPP SPP | RRSP
DPSP
TFSA |
Do you want to increase your contributions as
your employees increase theirs? | RRSP
DPSP
TFSA | DCPP
IPP SPP |
| Do you want to contribute only if the company makes a profit? | DPSP SPP | RRSP
DCPP
TFSA
IPP |
| Do you want to contribute based on your employees’ productivity or job performance? | RRSP
DPSP
TFSA SPP | DCPP |
Choosing your group retirement income plan
Based on your goals and objectives, we can help you convert the money in a retirement savings plan into retirement income.
| Offer your retirees a group Registered Retirement Income Fund (RRIF) | RRSP, DPSP, SPP, DCPP, IPP |
| Offer your retirees a group Life Income Fund (LIF) | DCPP, SPP, IPP |
To find out more about Foresight's group retirement savings products, download the Group Retirement Savings Products brochure. (PDF, 860 KB)
Once you’ve selected your retirement savings plans, you can find out more about our easy-to-understand retirement investment options.
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