Insurance bundles

Our bundles

What's an insurance bundle?

Insurance bundles are a simple, affordable way to meet all of your life, health, accident and disability insurance needs. Bundles combine multiple coverages, for one or more people, in a single insurance policy.

You can switch from one insurance bundle to another without having to provide proof of good health when you become a parent, when you enter a new age bracket, etc.
Most coverages can remain in force for your entire lifetime
Pay a single premium for multiple coverages, rather than a separate premium for each
All of our bundles include a range of assistance services, such as Legal Assistance and Estate Settlement Assistance

Choose an insurance bundle to protect yourself and your family throughout your life, even as your needs change.

Vision Active Solution	Vision Family Solution	Vision Freedom Solution	Vision Health Security Solution

For young adults without children	For young families	For adults with no dependent children	For retirees and pre retirees
Eligibility: Ages 18 to 35	Eligibility: Ages 18 to 50	Eligibility: Ages 35 to 55	Eligibility: Ages 55 to 75
Includes the following coverages*: Death Accident Critical illness Disability (basic coverage), depending on the selected option To know more about Vision Active Solution	Includes the following coverages for parents and children: Death Accident Critical illness Also includes the following coverage for parents only: Monthly income life insurance To know more about Vision Family Solution	Includes the following coverages: Death Accident Critical illness To know more about Vision Freedom Solution	Includes the following coverages: Death Accident Hospitalization and convalescence To know more about Vision Health Security Solution

* Guaranteed insurability is included so you can take out additional life insurance without having to provide proof of good health.

Build your own bundle!

We don't just offer one-size-fits-all solutions – with us, you can build a bundle that is tailor-made to meet your needs. Talk to a financial security advisor* who can help you build a Vision Customized Solution.

Are you in business? We've got what it takes to customize a solution for you, too. Choose from our Vision Performance Solution, Vision Business Partner Solution and Vision Sécuriterre, – just for farmers.

And check out the coverage available through our personalized bundles:

Life insurance

Term life

Permanent life

Universal life

Vision Death Coverage
Pick the term that's right for you (7, 10, 12, 20 years, etc.).

Vision Partner Buy-Out Coverage
If you're a business owner, you can get the cash you need to buy back your partner's shares in the event of disability or death.

Vision Death Coverage - Monthly Income Make sure your loved ones have money coming in each month in the event of your death.

To know more about Term life insurance.

Vision Death Coverage
Choose to pay a set amount or variable premiums based on your age.

You can also add a healthcare benefit to this coverage.

Vision Paid-Up Death Coverage.
Pay premiums for 10 or 20 years, or up to age 100.

Guaranteed surrender values.

To know more about Permanent life insurance.

Vision Death Coverage with Savings
Adjust your policy and add coverages or insureds, penalty-free.

This coverage includes variable investment options, including Desjardins Funds.

To know more about Universal life insurance.

Health and disability insurance

Disability

Critical illness

Long-term care

Healthcare

Vision Disability Coverage
Choose from the following options:

Income: to offset the loss of income related to your disability
Regular Expenses: to cover your living expenses (rent, groceries, etc.) in combination with any other benefits you're receiving
Business Expenses: to cover operating costs (rent, hydro, business tax, etc.) and make up for lost income.

Can be combined with life and health insurance.

Vision Partner Buy-Out Coverage
If you're a business owner, you can get the cash you need to buy back your partner's shares in the event of death or disability.

To know more about Disability insurance.

Vision Critical Illness Coverage
Pays a lump-sum benefit in the event of a critical illness (up to 33 illnesses and surgical procedures covered) and reimburses fees for some homecare services.

Offers personalized service to help you find a homecare provider.

Can be combined with life and health insurance.

To know more about Critical illness insurance.

Vision Independent Lifestyle Solution
Pays a monthly benefit if you lose your independence and also offers accident protection. Reimburses the costs related to obtaining an enduring power of attorney

Receive 10% off if you and your spouse take out insurance at the same time.

Can be combined with life and health insurance.

To know more about Long-term care insurance.

Vision Healthcare Coverage
Choose from a wide range of healthcare options:

Hospital and paramedical care
Prescription drugs
Dental care

Can be combined with life and health insurance.

Vision Hospitalization Coverage
Receive a daily benefit for each day of hospitalization or convalescence.

Can be combined with life and health insurance.

To know more about Healthcare insurance.

* A financial security advisor is an employee of Desjardins Financial Security, a financial services firm.