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List of coverages offered


Life insurance

Term lifePermanent lifeUniversal life

Vision Death Coverage
Pick the term that's right for you (7, 10, 12, 20 years, etc.).

Vision Partner Buy-Out Coverage

If you're a business owner, you can get the cash you need to buy back your partner's shares in the event of disability or death.

Vision Death Coverage - Monthly Income Make sure your loved ones have money coming in each month in the event of your death.

 

To know more about Term life insurance.

Vision Death Coverage
Choose to pay a set amount or variable premiums based on your age.

You can also add a healthcare benefit to this coverage.

Vision Paid-Up Death Coverage.
Pay premiums for 10 or 20 years, or up to age 100.

Guaranteed surrender values.

To know more about Permanent life insurance.

Vision Death Coverage with Savings
Adjust your policy and add coverages or insureds, penalty-free.

This coverage includes variable investment options, including Desjardins Funds.

To know more about Universal life insurance.

Health and disability insurance

DisabilityCritical illnessLong-term careHealthcare
Vision Disability Coverage
Choose from the following options:
  • Income: to offset the loss of income related to your disability
  • Regular Expenses: to cover your living expenses (rent, groceries, etc.) in combination with any other benefits you're receiving
  • Business Expenses: to cover operating costs (rent, hydro, business tax, etc.) and make up for lost income.

Can be combined with life and health insurance.

Vision Partner Buy-Out Coverage
If you're a business owner, you can get the cash you need to buy back your partner's shares in the event of death or disability.

 

To know more about Disability insurance.

Vision Critical Illness Coverage
Pays a lump-sum benefit in the event of a critical illness (up to 33 illnesses and surgical procedures covered) and reimburses fees for some homecare services.

Offers personalized service to help you find a homecare provider.

Can be combined with life and health insurance.

To know more about Critical illness insurance.
Vision Independent Lifestyle Solution
Pays a monthly benefit if you lose your independence and also offers accident protection. Reimburses the costs related to obtaining an enduring power of attorney

Receive 10% off if you and your spouse take out insurance at the same time.

Can be combined with life and health insurance.

To know more about Long-term care insurance.
Vision Healthcare Coverage
Choose from a wide range of healthcare options:
  • Hospital and paramedical care
  • Prescription drugs
  • Dental care

Can be combined with life and health insurance.

Vision Hospitalization Coverage
Receive a daily benefit for each day of hospitalization or convalescence.

Can be combined with life and health insurance.

To know more about Healthcare insurance.


* A financial security advisor is an employee of Desjardins Financial Security, a financial services firm.