Critical illness insurance

With critical illness insurance, you can focus on getting better and avoid the financial stress of a serious illness like cancer or stroke.

Protect yourself and your loved ones from the financial burden of a critical illness.

Advantages and features

You get a set benefit amount following the diagnosis of a covered critical illness or an operation (up to 33 illnesses or surgical procedures, depending on the policy)
You can use the non-taxable benefit however you want
A number of options can be added to your coverage:
- Premium refund when the policy matures, if no benefit was paid or if death is due to another cause
- Reimbursement of fees for some homecare services
Can be purchased as a stand-alone product or in combination with life insurance

Enhanced Term 10	2 coverages in 1: life and critical illness insurance.
GetWell Insurance	Pays a lump-sum benefit on the first diagnosis of cancer to help you deal with the financial burden of the illness. No medical exam required.
Harmony products	Pays a benefit of $25,000 to $2,000,000 that you can spend however you want so you can focus on getting better after you've been diagnosed with a covered critical illness like cancer, heart attack, stroke, etc.
Harmony New Generation	Critical illness insurance for children. As a parent, you'll receive a lump-sum benefit so you can be with your child if they're diagnosed with a covered critical illness like cancer. If your child remains healthy, you could get a premium refund later on.
Vision Duo Solution	This solution covers you for life and combines the benefits of life AND critical illness insurance. Plus, you can choose to make payments for 10 or 20 years, or up to age 100. Guaranteed surrender values.
Vision Critical Illness Coverage	Pays a lump-sum benefit in the event of a critical illness (up to 33 illnesses and surgical procedures are covered) and reimburses fees for some homecare services. Offers personalized service to help you find a homecare provider. Can be combined with life and health insurance.