Critical illness insurance

With critical illness insurance, you can focus on getting better and avoid the financial stress of a serious illness like cancer or stroke.

Protect yourself and your loved ones from the financial burden of a critical illness.

Advantages and features

You get a set benefit amount following the diagnosis of a covered critical illness or an operation (up to 33 illnesses or surgical procedures, depending on the policy)
You can use the non-taxable benefit however you want
A number of options can be added to your coverage:
- Premium refund when the policy matures, if no benefit was paid or if death is due to another cause
- Reimbursement of fees for some homecare services
Can be purchased as a stand-alone product or in combination with life insurance

Enhanced Term 10	2 coverages in 1: life and critical illness insurance.
GetWell Insurance	Pays a lump-sum benefit on the first diagnosis of cancer to help you deal with the financial burden of the illness. No medical exam required.
Harmony products	Pays a benefit of $25,000 to $2,000,000 that you can spend however you want so you can focus on getting better after you've been diagnosed with a covered critical illness like cancer, heart attack, stroke, etc.
Harmony New Generation	Critical illness insurance for children. As a parent, you'll receive a lump-sum benefit so you can be with your child if they're diagnosed with a covered critical illness like cancer. If your child remains healthy, you could get a premium refund later on.
Vision Critical Illness Coverage	Pays a lump-sum benefit in the event of a critical illness (up to 33 illnesses and surgical procedures are covered) and reimburses fees for some homecare services. Offers personalized service to help you find a homecare provider. Can be combined with life and health insurance.