Harmony offers coverage from $25,000 to $2,000,000 payable 30 days after diagnosis of a covered critical illness.
Is this coverage right for you?
Harmony is right for you:
- You're worried about not having enough money to cover the extra expenses a critical illness would entail
- You'd like to be able to focus on getting better instead of having to work to pay your bills
- You want access to treatments that aren't under your government health plan
Features
- If you're diagnosed with a critical illness: you'll receive a tax-free lump-sum benefit
- If you die: your heirs will receive a tax-free premium refund, built-in or optional according to the coverage chosen
- If you stay healthy: you'll receive a tax-free premium refund of up to 100% when your contract matures (if you've chosen this option)
- Coverage from $25,000 to $2,000,000
- Covered illnesses:
- Alzheimer's disease
- Aortic surgery
- Aplastic anemia
- Bacterial meningitis
- Benign brain tumour
- Blindness
- Cancer
- Coma
- Coronary artery bypass surgery
- Deafness
- Heart attack
- Heart valve replacement
- Kidney failure
- Loss of independence
- Loss of limbs
- Loss of speech
- Major organ failure (on waiting list)
- Major organ transplant
- Motor neuron disease
- Multiple sclerosis
- Occupational HIV infection
- Paralysis
- Parkinson's disease
- Severe burns
- Stroke
- You get access to Prompt Recovery services that provide you with free advice from a:
- You can take advantage of Best Doctors®:
- The best specialists in the world will work with your attending physician to establish or confirm your diagnosis
- They'll also recommend the most effective treatment plan for your condition
- If you want to be treated abroad, you'll be referred to the best specialists
How can I get this insurance?
Talk to a Desjardins Financial Security independent advisor with SFL Partner of Desjardins Financial Security who will assess your financial needs today and help you ensure your financial security.
FAQ