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Disability insurance (income)


Disability insurance - Income remplacement in case something happens to you health


With disability insurance, you'll be able to meet your financial obligations if you can't work because of an accident or an illness.

It's the right choice for you if:

  • You don't have group insurance coverage
  • You're in business with partners or you're self-employed

Advantages and features

  • Pays a non-taxable benefit every month that you're disabled
  • The benefit is a percentage of your regular income
  • You can spend the benefit however you want
  • Can be combined with life or health insurance, or purchased as stand-alone coverage

Disability insurance products

SOLO Agriculture Offers disability and business expense insurance for farmers.
SOLO Disability Insurance Offsets the loss of income that occurs when you can't work due to an illness or an accident.
SOLO Loan Insurance Insurance to cover debts in case of disability.
Vision Disability Coverage

Choose the option that's right for you:

  • Income: a benefit to offset the loss of income related to your disability
  • Regular Expenses: an amount to cover your living expenses (rent, groceries, etc.) in combination with any other benefits you're receiving
  • Business Expenses: to cover operating costs (rent, hydro, business tax, etc.) and make up for lost income
Can be combined with life and health insurance.
Vision Partner Buy-Out Coverage If you're a business owner, you can get the cash you need to buy back your partner's shares in the event of disability or death.
Vision SécuriTerre If you're a farmer, you could save up to 35% on disability insurance costs.

Can be combined with life, critical illness or health insurance.

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