Long-term care insurance

With long-term care insurance, you don't have to worry about becoming a burden on your loved ones if you lose your independence because of an accident or an illness like cancer, stroke or Alzheimer's disease.

It's the right choice for you if:

• You want access to the best healthcare available
• You want to be able to afford to hire someone to help you

Advantages and features

• Pays a tax-free monthly benefit if you lose your independence due to physical or mental limitations following an illness or accident
• You can use the non-taxable benefit however you want
• You select the benefit amount, the payment period and the waiting period (or elimination period)
• You can also benefit from other options like:
  • Premium refund at death
  • Cost-of-living increases

Long-term care insurance products