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Protect your assets and your loved ones’ well-being

Is it important to you to protect the assets you plan to leave your loved ones? Do you want to make sure they receive payment promptly, without having to face the inconveniences and delays involved in settling an estate?

Protection against inflation

Guarantee 75/100 i protects the value of your guaranteed Death Benefit against market downturns by resetting it every year according to the greater of the cost-of-living increase and market increase.* Your assets are therefore maintained and may even grow in value over the years.

See how Guarantee 75/100 i works.

Year

Inflation-Adjusted Value

Market Value

Increase in Death Benefit

0

Non applicable

Non applicable

$10,000

1

$10,200

$8,100

$10,200

2

$10,700

$9,000

$10,700

3

$10,900

$8,300

$10,900

4

$11,000

$11,100

$11,100

5

$11,400

$10,900

$11,400

6

$11,700

$13,000

$13,000

7

$12,000

$15,000

$15,000

8

$12,200

$16,500

$16,500

9

$12,600

$16,500

$16,500

10

$13,000

$18,000

$18,000


Prompt and confidential payout

Because the Helios Contract allows you to designate a Beneficiary, your investment is not part of your estate.** Upon your death, your Beneficiary will receive the Contract's Guaranteed Amount within five business days*** in full confidentiality.

Investments payout upon death

Investments payout upun death


FAQ


* Conditions apply. Please refer to the Contract and Information Folder (PDF, 3.1 MB), which contains important information on the Desjardins Financial Security Guaranteed Investment Funds Plan – Helios and the Desjardins Financial Security Guaranteed Investment Funds.
**In compliance with existing legislation, the Helios Contract stipulates that the Death Benefit will be paid in accordance with the Contract Owner’s Beneficiary designation. However, as the circumstances surrounding a Beneficiary designation can vary considerably or be overridden by the will of the Contract Owner, interested parties should consult a legal advisor (lawyer or notary) for an assessment of their specific situation.
***Upon receipt of the appropriate documentation, such as a death certificate.
All information presented on this site is for illustration purposes only and is in no way an indication of past performance or future results.
Click on the underlined terms in green to access their definition. These are defined terms of the Helios Contract that can be found in the glossary of the Contract and Information Folder.
The Contract and Information Folder (PDF, 3,1 MB) contains important information on the Desjardins Financial Security Guaranteed Investment Funds Plan – Helios and the DFS Guaranteed Investment Funds. Please read it carefully before investing. Helios and DFS Guaranteed Investment Funds are registered trademarks owned by Desjardins Financial Security Life Assurance Company. DFS Guaranteed Investment Funds are established by Desjardins Financial Security Life Assurance Company.

® Registered trademark owned by Desjardins Financial Security

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Image - I want to protect the value of the assets I’ll be leaving my family.