Your plans and lifestyle should never be put at risk by market turmoil. The Helios Contract offers you investment Funds with guarantees that allow you to take advantage of market upturns while protecting you from downturns. Plus, the optional Guaranteed Lifetime Withdrawal Benefit (GLWB) provides you with guaranteed and predictable retirement income for life.
Choose your investment funds
Our selection of investment Funds allows you to access the markets’ full growth potential. They are offered by managers that have diversified and complementary management styles.
Discover the Helios Contract’s funds’ offer.
Choose a Core Guarantee
The Helios Contract offers you two Core Guarantees that provide different levels of protection against market downturns.
| Guarantee 75/75 | 75%
at age
105 | 75% | Growth potential and fees similar to those of mutual funds. | You are a long-term investor.
You want to protect your investment at a reasonable cost. |
| Guarantee 75/100 i | 75%
after 10 years
100%
after 20 years
100%
at age 105 | 100%
+
protection against inflation | Value of the Deposits reset to inflation in the event of death. | You are worried about the impact inflation will have on the value of your assets.
You would like to make sure your loved ones are taken care of in the event of your death. |
Add the Optional Guarantee
You can add the Guaranteed Lifetime Withdrawal Benefit to your Helios Contract to provide you with guaranteed and predictable retirement income.
| Guaranteed Lifetime Withdrawal Benefit (GLWB) | Payment of retirement income guaranteed for life. | Market downturns won't reduce the amount of the guaranteed lifetime income or its term.
The guaranteed income may increase.* | You want to make sure your savings don’t run out.
You want to secure your retirement income. |
*Provided the conditions governing the reset or payment of a GLWB Bonus are respected. Please refer to the Contract and Information Folder for more information on the rules governing resets and the GLWB Bonus.
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