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See the effects of market volatility on your retirement

If the markets are down when you start withdrawing money from your retirement savings, you could go through your income faster than you expected.

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Method used to establish the rate of return

These results are estimates based on past performance and do not necessarily reflect future results. The performance returns indicated are annual compound total returns and where drawn up using historical returns for the S&P/TSX composite index between 2005 and 2008. They do not take into account management, sales or surrender fees, or any other fees that the Owner is responsible for and that could potentially lower returns.
All information presented on this site is for illustration purposes only and is in no way an indication of past performance or future results.
Click on the underlined terms in green to access their definition. These are defined terms of the Helios Contract that can be found in the glossary of the Contract and Information Folder.
The Contract and Information Folder (PDF, 3,1 MB) contains important information on the Desjardins Financial Security Guaranteed Investment Funds Plan – Helios and the DFS Guaranteed Investment Funds. Please read it carefully before investing. Helios and DFS Guaranteed Investment Funds are registered trademarks owned by Desjardins Financial Security Life Assurance Company. DFS Guaranteed Investment Funds are established by Desjardins Financial Security Life Assurance Company.

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