If you're a Canadian resident and can answer NO to each of the following four health questions, you're automatically eligible for 50+ Life Insurance:
- Have you ever had a life, disability or health insurance application that you submitted to an insurer (including Desjardins Financial Security Life Assurance Company) declined, modified, or approved with an extra premium?
- Do any of the following situations currently apply to you? You are bedridden or confined to a wheelchair; you are hospitalized; you are staying in a convalescent home or long-term care facility, you require help, on a permanent basis, to carry out any of the following activities of daily living: eating, dressing, transferring, bathing or toileting.
- Do any of the following situations apply to you?
- In the past two years, you have received treatment or consulted a healthcare professional for any of the following conditions: heart attack, angina, stroke, transient ischemic attack, diabetic coma, malignant tumour or cancer (excluding follow-up exams).
- You are currently waiting for treatments or test results (excluding follow-up exams) for any of the conditions listed above.
- You have, or have been advised to have, yearly follow-up exams for a malignant tumour or cancer treated less than five years ago.
- Do you suffer from Alzheimer’s disease, kidney failure, pulmonary emphysema, cirrhosis of the liver or an HIV infection (AIDS virus), or have you ever been treated for any of these conditions?