Looking for affordable Life Insurance coverage that provides you with tax-sheltered savings? With 50+ Life Insurance, your loved ones will be able to carry out your last wishes without breaking the bank.
No medical exam
You won't even need to see a doctor. You're automatically eligible if you can answer NO to these four health questions. Same-day coverage
Immediate coverage
Your coverage takes effect as soon as you accept, either over the phone or by signing the insurance application.
This means full benefits are paid even if you die during the first two years of coverage – a real bonus! Other products would generally only reimburse premiums paid under the same circumstances.
Fixed tax-free insurance amount
The insurance amount you choose ($5,000, $7,500, $10,000, $15,000 or $20,000) will never go down and your beneficiaries won't pay tax on it.
Five times the insurance amount for accidental death
Your beneficiaries will get 5 times the insurance amount if you die as the result of an accident before age 85.
Advance payments
If a doctor confirms that your life expectancy is less than two years, you can immediately receive up to 50% of your insurance amount. And you can use this money as you see fit:
- Private care
- Homecare
- Accommodations at an assisted living facility
- Compensation for a family member who is caring for you
The balance of your insurance amount will be payable when you die.
Premium based on age at time of purchase
Your premium will be based on your age at the time of purchase. So the younger you are when you take out coverage, the lower your premium will be. For example, if you take out the insurance when you're 59, you'll still be paying the premium for a 59-year-old ten or more years later
20-day money back guarantee
| You've got a 20-day examination period (that's your money back guarantee)During this time, you can read over the terms and conditions of your policy and decide whether you want to keep it – and you'll be covered the whole time! (Exclusions and restrictions may apply.) |
If you change your mind during the examination period, we'll cancel your contract and refund your initial premium.
Unlimited free assistance services
50+ Life Insurance also gives you unlimited access to our free assistance services known as the GPS ProgramTM .
This program:
- Will put you in touch with a specialist to help you find and coordinate local homecare resources and private convalescent homes
- Offers a one-of-a-kind Estate Settlement Assistance service
- Gives you access to Psychological Assistance to help you deal with the real problems we all face
All this for a low, low price
For as little as $20.15 a month, a 60-year-old woman can get $5,000 in coverage. Don't put it off any longer! The younger you are when you take out coverage, the less it will cost. Find out just how affordable it is!