With permanent life insurance, you'll have lifetime coverage that is more cost-effective than term insurance over the long run.
It's the right choice for you if:
- You want to leave your loved ones an inheritance
- You want to be able to stay insured, no matter what happens to your health
Advantages and features
- You can choose to pay fixed premiums for the duration of the contract, pay premiums that increase as you get older, or pay in full over a set period of time (e.g. 10 or 20 years)
- You're covered for life
- Can be purchased as a stand-alone product or in combination with other life and health insurance products
- You can choose to round out your insurance with add-on coverages like:
- A disability benefit
- Accidental death and disability coverage
- Accidental fracture coverage
- Children's insurance
- Etc.
Permanent life insurance products
| 50+ Life Insurance |
If you're between the ages of 50 and 75, you can be insured immediately, without a medical exam! |
| Life 10, Life 20 and Guaranteed Whole Life |
Know exactly how much your premiums will cost and how long you'll be paying them for – either 10 or 20 years.
Guaranteed surrender values. |
| MAXLife |
Pay set premiums to age 100.
No surrender value. |
| Savings-Life Insurance |
If you have a Desjardins savings account, you can take out this affordable life insurance to cover your basic needs. |
| Vision Death Coverage |
Choose to pay a fixed premium or premiums that increase over time.
You can also add healthcare coverage to this plan. |
| Vision Duo Solution |
This solution covers you for life and combines the benefits of life AND critical illness insurance. Plus, you can choose to make payments for 10 or 20 years, or up to age 100.
Guaranteed surrender values. |
| Vision Paid-Up Death Coverage |
Choose to pay premiums for 10 or 20 years, or up to age 100.
Guaranteed surrender values. |