Permanent life insurance

With permanent life insurance, you'll have lifetime coverage that is more cost-effective than term insurance over the long run.

It's the right choice for you if:

Advantages and features

You can choose to pay fixed premiums for the duration of the contract, pay premiums that increase as you get older, or pay in full over a set period of time (e.g. 10 or 20 years)
You're covered for life
Can be purchased as a stand-alone product or in combination with other life and health insurance products
You can choose to round out your insurance with add-on coverages like:
- A disability benefit
- Accidental death and disability coverage
- Accidental fracture coverage
- Children's insurance
- Etc.

50+ Life Insurance	If you're between the ages of 50 and 75, you can be insured immediately, without a medical exam!
Life 10, Life 20 and Guaranteed Whole Life	Know exactly how much your premiums will cost and how long you'll be paying them for – either 10 or 20 years. Guaranteed surrender values.
MAXLife	Pay set premiums to age 100. No surrender value.
Savings-Life Insurance	If you have a Desjardins savings account, you can take out this affordable life insurance to cover your basic needs.
Vision Death Coverage	Choose to pay a fixed premium or premiums that increase over time. You can also add healthcare coverage to this plan.
Vision Paid-Up Death Coverage	Pay premiums for 10 or 20 years, or up to age 100. Guaranteed surrender values.