Term 10 and Term 20 Insurance

Image - Term 10, Term 20 - Secure your financial future!

Want financial peace of mind for your loved ones after you die? Get Term 10 or Term 20 Insurance.

Are these coverages right for you?

Term 10 / Term 20 is right for you if:

You're looking for the most affordable coverage for your lifestyle and state of health
You want coverage for a set period (10 or 20 years)

Features

Get the lowest premiums based on your personal profile
Convert Term 10 or Term 20 to permanent coverage without having to provide evidence of insurability
Renew your coverage up to age 80 (premiums adjusted at renewal)
Coverage amounts:
- From $50,000 to $10,000,000 if you're between the ages of 18 and 60
- Term 20 starting at $25,000 available for children up to age 17
You also get free access to a Legal Assistance service so you can speak directly with a lawyer if you need legal advice.

How can I get this insurance?

Talk to a Desjardins Financial Security independent advisor with SFL Partner of Desjardins Financial Security who will assess your financial needs today and help you ensure your financial security.

Call 1-866-838-7553 or fill out the online form.

FAQ

How much does it cost?

Premium are based on:

Your age
Your sex
Whether you're a smoker or non-smoker
The amount of insurance and the type of coverage you choose

The cost varies from one person to the next. Your financial advisor is the best person to help you assess your financial needs and calculate how much your insurance will cost.

Am I eligible?

If you're a Canadian resident and you meet the insurability criteria, you're eligible! We determine whether you're insurable based on how old you are, how much insurance you want to take out, your lifestyle, and your family and medical history.

How much insurance should I take out?
- The amount of insurance you should take out depends on your needs. Your financial advisor can assess your financial needs so you'll know exactly how much insurance is right for you.

Can I extend my coverage?

Absolutely! When your coverage ends, you can renew it without having to provide proof of good health.

You can also convert your insurance into permanent coverage at any time without having to provide proof of good health.

This text is for information purposes only. Refer to your policy for all conditions, exclusions and restrictions.

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