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Universal life insurance

Image - Universal life insurance - Savings AND coverage!


With universal life insurance, not only will you be covered for life, but you can also grow your savings tax-free!

It's the right choice for you if:

  • You want to leave your loved ones an even bigger inheritance
  • You've maxed out your RRSP or TFSA contributions
  • You're in business and want to protect your company

Advantages and features

  • It's a flexible product that offers a two-for-one solution:
    • The insurance component provides coverage adapted to meet your needs at any stage of life
    • The investment component lets you build your savings tax-free
  • You can bundle multiple coverages for multiple insureds under one policy
  • Your policy can be adjusted to meet your changing needs
  • You can choose to round out your insurance with add-ons like:
    • A healthcare component (critical illness or other healthcare coverages)
    • A disability benefit
    • Accidental death and dismemberment coverage
    • Accidental fracture coverage
    • Children's insurance
    • And others

Universal life insurance products

PACE Adjust your policy and add coverages or insureds penalty-free.

This coverage offers a variety of investment options available on the market.
Vision Death Coverage with Savings

Adjust your policy and add coverages or insureds, penalty-free.

This coverage includes a variety of investment options including Desjardins Funds.
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