Life Income Fund (LIF) and Locked-in Retirement Income Fund (LRIF)

After you retire, the money from your supplemental pension plan or your Locked-in Retirement Account can continue to grow tax-free in a Life Income Fund (LIF) or a Locked-in Retirement Income Fund (LRIF).*

These plans are designed to provide you with income for life.

* LRIFs are only available in certain provinces.

LIF-eligible savings products

• Term investments, excluding the Non-redeemable Guaranteed Interest Fund
• Guaranteed Investment Funds - Helios^®
• Guarantee Advantage - Market-linked term investments*

*Eligible for LIFs only in the province of Quebec