Here is an overview of the types of insurance available to protect your employees and their dependents from the financial consequences of an illness, accident, inability to work or death.
You can also add value to your group insurance plan by offering a
health spending account (HSA) or a
Covers some expenses that aren’t reimbursed under public healthcare plans, such as1:
Covers the most common vision care expenses, such as1:
Covers expenses incurred to help plan members recover at home (e.g., after an operation)1.
Normally included in supplementary healthcare insurance and covers drug costs1.
Covers expenses for common dental treatments and procedures, such as:
Replaces the salaries of employees who become disabled for a short or long period of time.
Pays a benefit if an insured is diagnosed with a covered critical illness or has to undergo an eligible surgical procedure.
Pays a benefit in the event of an employee’s natural or accidental death.
Pays a benefit in the event of
accidental death, dismemberment or loss of sight.
Lets plan members increase the amount of their insurance coverage or purchase coverage that isn’t included in their basic plan.
Three types of optional insurance are available:
Cover emergency medical expenses incurred when plan members are travelling out of their province of residence1.
Plan members also have 24/7 access to medical, personal and financial assistance wherever they are, thanks to our
Travel Assistance service.
Cover Canadians who are working outside of the country or who return after an extended absence, as well as foreign workers coming to Canada.
1. Part of our extended healthcare benefit, which includes supplementary healthcare, vision care, home care, and prescription drug insurance, as well as travel and trip cancellation insurance.