Plan types

​​To choose the right group retirement savings plan, the first step is determining the needs of your business and your employees.1

Your needs

Légende de tableau.
You want to...RRSPDPSPSPPDCPPTFSAVRSP
make contributions to your employees’ pension plan Included Included Included Included Included Included
lock in funds until retirement Not included Not included Included Included Not included Included
increase your contribution when an employee increases his or hers Included Not included Included Included Included Not included
make contributions only if your company makes a profit Not included Included Not included Not included Not included Not included
adjust your contributions based on employee performance Not included Included Not included Not included Not included Not included
give your employees immediate ownership rights to your contributions Included Included Included Included Included Included

Capital accumulation plans

Payout products

1. This text is for information purposes only. Refer to the policy for all conditions, exclusions and restrictions.

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