The best way for you to invest in your retirement savings plan depends on your goals, your personal situation and your risk tolerance.
We offer two approaches:
The off-the-shelf approach: a Lifecycle Path
Investing is easy with Lifecycle Paths! You’ll automatically be assigned a path that matches your investment horizon and risk tolerance.
- When you’re choosing your investments, all you have to do is determine your investor profile and decide when you plan to retire.
- Your asset allocation will change gradually over time to become more conservative as you near retirement.
The do-it-yourself approach: build your own combination of funds
Do you have the time, interest and expertise to stay on top of your own investments? If so, the do-it-yourself approach is right for you!
- Choose a fund portfolio or a combination of à la carte funds based on the asset allocation that matches your investor profile and investment horizon.
- Track your funds and make adjustments as necessary.