Health and disability insurance products

Health and disability insurance is an important part of your financial security plan. There are 5 categories to choose from, depending on what you need and what stage of life you’re at.

Focus on getting better in the event of an illness like cancer or stroke.

Make sure you can pay the bills if you have to take time off work because of an accident or illness.

Be reimbursed for healthcare expenses that aren’t covered under government plans.

Receive a lump-sum benefit in the event of accidental death, dismemberment, loss of use, fracture or coma. You can also receive a set amount to cover hospital and paramedical expenses, and certain educational expenses.

Your needs

Insurance to replace or top up group insurance coverages

You want to… Disability insurance Healthcare insurance Accirance Select accident insurance
get the equivalent of group insurance coverage Included
Monthly benefit in the event of disability
Included
Reimbursement of healthcare expenses
Included
Benefit in the event of an accident
have a replacement for your income in case you’re unable to work Included Not included Not included
be reimbursed for healthcare expenses that aren’t covered under government plans Not included Included
Dental care, vision care, physiotherapy, etc.
Not included
receive a benefit in case of an accident to cover your hospital bills Not included Not included Included
limit the impact of an accident on your business (for self-employed workers and business owners) Included Not included Not included

Insurance to reduce the financial impacts of a health problem

You want to… Critical illness insurance Life insurance with long-term care advance
receive a benefit in the event of a critical illness or a loss of independence Included
Lump-sum payment
Included
Monthly benefit
leave something behind for your loved ones Not included Included
be able to focus on getting better in case of critical illness without having to worry about your finances Included Not included
limit the impact of a critical illness on your business (for self-employed workers and business owners) Included Not included
provide your children with the start of a solid financial plan Included Not included
get the best possible care in case of loss of independence without having to dip into your savings or go into debt Included Included
remain independent and choose where you receive care (at home or in a private facility) Included Included

Meet a representative

They’ll assess your financial needs and recommend a solution best-suited to your priorities.