Critical illness insurance – Personalized solutions

Choose from a wide range of short- and long-term coverage options—we’ve got something for every budget! No matter what benefit amount you choose, it will make a difference when you’re diagnosed with a critical illness!

Ideal to

  • Cover the extra expenses that can come with a critical illness
  • Focus on getting better while meeting your financial obligations
  • Pay for treatment that isn’t covered under your provincial plan
  • Take time off work if you need to care for a critically ill child
  • Keep your business running smoothly if you aren’t able to work

How critical illness insurance works

You’re covered for up to 26 illnesses and surgical procedures and get a tax-free lump-sum benefit no matter what happens.

When you’re diagnosed with a covered critical illness, you’ll receive the benefit you’ve chosen (from $10,000 to $3,000,000) to use as you see fit.


  • In the event of premature death, your beneficiary will receive the higher of:
    • 100% of the premiums paid
    • 25% of the benefit
  • If you remain healthy until your coverage ends, you’ll get all of your premiums back!

What we offer

Personalized coverage

  • Business owners: Coverage for partners and tax breaks (26 illnesses, including long-term care coverage)
  • Children: Start to build a solid financial plan (up to 26 illnesses + 6 childhood diseases)
  • Everyone: Comprehensive coverage (up to 26 illnesses, including long-term care coverage)

Additional coverages

  • Cover your children and make sure they’ll be able to get life insurance when they grow up regardless of their health
  • Protect yourself and your children in case of fracture
  • Benefit from a premium holiday in the event of disability
  • And much more!

Complimentary assistance services

  • Psychological Assistance. Speak with a psychologist, either in person or by phone, when you need help with various problems.
  • Autonomy assistance. In the event of temporary or permanent loss of autonomy, nursing professionals will coordinate a wide range of non-medical home services to make life easier for you or your caregivers.
  • A second medical opinion from a world-renowned doctor, who will study your file and medical history to come up with a tailored treatment plan

How to buy a policy

Make an appointment with a representative today. They’ll assess your financial needs and recommend a solution best-suited to your priorities.