Healthcare insurance

Coverage similar to group health insurance, that’s affordable, customizable and helps you and your loved ones pay for both day-to-day and unexpected healthcare costs.

Ideal to

  • Pay for healthcare expenses not covered by your group insurance plan
  • Top-up provincial healthcare plans
  • Have access to the healthcare you need, no matter what happens

How healthcare insurance works

Healthcare insurance allows you to have a personalized coverage based on your needs and budget. It can be used to pay for costs not covered by the provincial health plan, such as:

  • Prescription drugs1
  • Healthcare services not provided by a general practitioner or specialist (physiotherapists, chiropractors, psychologists, etc.)
  • Dental care
  • Vision care
  • Nursing and ambulance services
  • Therapeutic equipment (orthotics, prosthetics, etc.)
  • Diagnostic services not provided in hospitals
  • Travel insurance
  • And more

What we offer

Personalized coverage

  • Basic or enhanced plans offering different coverage amounts
  • Comprehensive travel insurance when you’re traveling outside your province of residence

Additional coverage

  • Better coverage of prescription drugs (depending on your plan)
  • Optional dental care with two levels of coverage, one of them including orthodontic treatments

Complimentary assistance services

Complimentary assistance services for you and your loved ones are available at any time online or by phone, including:

  • 24/7 phone assistance services where you can get advice from a nursing professional on various health matters, including nutrition, vaccination, childcare, medication and the use of natural products
  • Phone assistance before you travel and during your trip in case of emergency
  • A second medical opinion from a world-renowned doctor, who will study your file and medical history to come up with a tailored treatment plan

​​How to buy a policy

Make an appointment with a representative today. They’ll assess your financial needs and recommend a solution best-suited to your priorities.

Client services

For information about your contract or to change your address

1-888-558-5525 This link will launch your default phone software. (Monday to Friday, 8:00 a.m. to 5:00 p.m. ET)

1-800-278-0669 This link will launch your default phone software. (Monday to Friday, 8:00 a.m. to 7:00 p.m. ET)

Claim forms Opens in a new window.

Useful links

In Quebec (and in Ontario for residents aged 0 to 24 years old), prescription drugs are usually covered under the Public Prescription Drug Insurance Plan.