Permanent Life Insurance – Basic coverage

50+ Life Insurance is affordable permanent life insurance that offers a tax-sheltered environment for your savings so your loved ones won’t be left struggling to cover funeral costs.

Ideal to

  • Make sure your loved ones have enough to cover funeral expenses
  • Get affordable coverage that’s among the least expensive available
  • Offset the inevitable drop in insurance that comes with age and make sure you continue to have enough coverage

How 50+ Life Insurance works

This coverage is exclusively for people between the ages of 50 and 75 and remains in force for life—provided premiums are paid.

  • No medical exam; just answer 4 eligibility questions
  • Immediate coverage and a benefit that’s paid even if death occurs during the first 2 years of coverage
  • 5 times the benefit for accidental death up to age 85
  • Advance payment of up to 50% of the benefit

What we offer

Personalized coverage

  • Natural death: choice of $5,000, $7,500, $10,000, $15,000 or $20,000 in insurance (tax-free)
  • Accidental death before age 85: 5 times the benefit
  • Advance payment: up to 50% of the benefit if the life expectancy declared by a physician is less than 2 years
  • Lifetime coverage: as long as premiums are paid

30-day free look

You get 30 days to make up your mind about whether you want to keep the policy—and you’re covered the whole time. If you decide it’s not for you, we’ll cancel the policy and you’ll get your money back.

Assistance services

Unlimited free access to the assistance services.

  • Convalescence Assistance – case management. A telephone service that can refer you to local home care resources to help with your recovery.
  • Psychological Assistance. A confidential service offered by psychologists who listen and provide support to help you get through tough times.

How to buy a policy

Call a representative today, answer a few questions and get this coverage.

By phone:

1-844-768-8436 This link will launch your default phone software.

Client services

For information about your contract or to change your address

1-844-768-8436 This link will launch your default phone software. (Monday to Thursday, 8:00 a.m. to 5:00 p.m. ET)

File a claim Opens in a new window.

Assistance services

To find out more about the services included with your coverage

1-877-506-8392 This link will launch your default phone software. (available 24/7)

Useful links

Tools

 

Suggested links

 

FAQ

 

To learn more about 50+ Life Insurance, check out the Distribution Guide, available in the Suggested links. It contains everything you need to know about the product, including conditions, terms, exclusions and restrictions.