Permanent life insurance – Personalized solutions

Permanent life insurance is the best way to ensure your heirs and your beneficiaries are provided for when you are gone.

Ideal to

  • Get lifetime coverage no matter what happens to your health
  • Leave behind a tax-free benefit to:
    • Provide for your heirs
    • Support a cause that’s important to you
    • Cover your funeral costs
    • Pay taxes owing upon death

How it works

Permanent life insurance provides a tax-free benefit that can be paid lump-sum to your beneficiary. In the case of joint coverage, the benefit is paid after the death of the second spouse.

What we offer

Take advantage of our flexible permanent life insurance coverage options!

Personalized coverage

  • Choose how long you want to pay your premiums:
    • 10, 15 or 20 years
    • To age 65 or 100
  • Select a benefit that’s right for your needs ($1,000 to $10,000,000, depending on the product)
  • Pay a set premium that’s guaranteed not to change during the payment period
  • Get preferred rates when you take out more than one coverage at a time
  • Change your benefit without having to provide proof of good health
  • Get generous cash surrender values if you have to reduce or end your coverage1
  • Maintain some of your coverage, even if you stop paying your premiums1

Additional coverages

  • Cover your children and en sure they’ll be able to get life insurance when they grow up regardless of their health
  • Benefit from a premium holiday in the event of disability
  • Increase your benefit without having to provide proof of good health

How to buy a policy

Make an appointment with a representative today. They’ll assess your financial needs and recommend a solution best-suited to your priorities.

Our clients say it best

“The service was very personalized. People came to the house to do the paperwork, medical exam and electrocardiogram.”*