Responsible annuities

​​​​With more than 30 years of expertise in responsible investment, Desjardins now offers responsible annuities—a first in Canada! This was made possible by our responsible investment policy, which incorporates environmental, social and governance (ESG) factors into the selection and management of investments. And they offer the same competitive rates as traditional annuities!

What’s an annuity?

An annuity is a long-term contract that provides guaranteed income.

Here’s how it works:

  • Desjardins Insurance manages your savings and you receive the benefits
  • You receive regular payments, for a set period of time or until you die, depending on the type of annuity you choose
  • Your payment amounts are based on factors such as your life expectancy, the guarantee period and the interest rates in effect


  • You get predictable, guaranteed income.
  • Your savings are managed for you.
  • You’re sheltered from market fluctuations.
  • You contribute to creating a more sustainable world.
  • Your money’s protected by Assuris if your insurer goes bankrupt.

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How to buy an annuity

Make an appointment with a representative today. They’ll assess your financial needs and recommend the solution that's best suited to your priorities.