Our funds

The DSF Guaranteed Investment Funds (DFS GIF) offered through the Helios2^TM contract, give you access to the markets’ full growth potential while protecting what matters to you.

Find the investment solution that’s right for you

Our investment solutions are designed to meet your financial needs in one step and give you access to a variety of Funds:

Allocated across all asset classes
Selected for their complementary management styles
Automatically rebalanced for weighting and composition every quarter with no action required by you

Once you’ve chosen your solution, we’ll take care of the rest!

Investment solutions composition (allocations as of October 7, 2019)

DFS GIF – Conservative

Fixed Income	80.0%
DGIA Canadian Bond Fund	64.0%
Desjardins Enhanced Bond Fund	16.0%

Equity	20.0%
Canadian Equity
Franklin Bissett Canadian Equity	1.83%
Desjardins Canadian Equity Fund	1.83%
Fidelity True North® Fund	1.83%
American Equity
BlackRock® CDN U.S. Equity Index Fund	7.26%
International Equity
Desjardins Overseas Equity Value Fund	2.17%
Desjardins Overseas Equity Growth Fund	2.17%
Desjardins IBrix Low Volatility Global Equity Fund	2.9%

DFS GIF – Moderate

Fixed Income	65.0%
DGIA Canadian Bond Fund	52.0%
Desjardins Enhanced Bond Fund	13.0%

Equity	35.0%
Canadian Equity
Franklin Bissett Canadian Equity	3.21%
Desjardins Canadian Equity Fund	3.21%
Fidelity True North® Fund	3.21%
American Equity
BlackRock® CDN U.S. Equity Index Fund	12.71%
International Equity
Desjardins Overseas Equity Value Fund	3.79%
Desjardins Overseas Equity Growth Fund	3.79%
Desjardins IBrix Low Volatility Global Equity Fund	5.08%

DFS GIF – Balanced

Fixed Income	50.0%
DGIA Canadian Bond Fund	40.0%
Desjardins Enhanced Bond Fund	10.0%

Equity	50.0%
Canadian Equity
Franklin Bissett Canadian Equity	4.58%
Desjardins Canadian Equity Fund	4.58%
Fidelity True North® Fund	4.58%
American Equity
BlackRock® CDN U.S. Equity Index Fund	18.16%
International Equity
Desjardins Overseas Equity Value Fund	5.42%
Desjardins Overseas Equity Growth Fund	5.42%
Desjardins IBrix Low Volatility Global Equity Fund	7.25%

DFS GIF – Growth

Fixed Income	35.0%
DGIA Canadian Bond Fund	28.0%
Desjardins Enhanced Bond Fund	7.0%

Equity	65.0%
Canadian Equity
Franklin Bissett Canadian Equity	5.96%
Desjardins Canadian Equity Fund	5.96%
Fidelity True North® Fund	5.96%
American Equity
BlackRock® CDN U.S. Equity Index Fund	23.61%
International Equity
Desjardins Overseas Equity Value Fund	7.05%
Desjardins Overseas Equity Growth Fund	7.05%
Desjardins IBrix Low Volatility Global Equity Fund	9.43%

DFS GIF – Maximum Growth

Fixed income	20.0%
DGIA Canadian Bond Fund	16.0%
Desjardins Enhanced Bond Fund	4.0%

Equity	80.0%
Canadian Equity
Franklin Bissett Canadian Equity	7.33%
Desjardins Canadian Equity Fund	7.33%
Fidelity True North® Fund	7.33%
American Equity
BlackRock® CDN U.S. Equity Index Fund	29.06%
International Equity
Desjardins Overseas Equity Value Fund	8.67%
Desjardins Overseas Equity Growth Fund	8.67%
Desjardins IBrix Low Volatility Global Equity Fund	11.6%