Our funds

The Desjardins Financial Security Guaranteed Investment Funds (DFS GIF) offered through the Helios2^TM contract, give you access to the markets’ full growth potential while protecting what matters to you.

Find the investment solution that’s right for you

Our investment solutions are designed to meet your financial needs in one step and give you access to a variety of Funds:

Allocated across all asset classes
Selected for their complementary management styles
Automatically rebalanced for weighting and composition every quarter with no action required by you

Once you’ve chosen your solution, we’ll take care of the rest!

Investment solutions composition

DFS GIF – Conservative

Fixed Income	80.0%
Desjardins Short-Term Income Fund	16.0%
DGIA Canadian Bond Fund	44.8%
Desjardins Enhanced Bond Fund	19.2%

Equity	20.0%
Canadian Equity
Franklin Bissett Canadian Equity	2.0%
Desjardins Canadian Equity Fund	2.0%
Fidelity True North® Fund	2.0%
American Equity
BlackRock® CDN U.S. Equity Index Fund	7.7%
International Equity
Desjardins Overseas Equity Value Fund	3.15%
Desjardins Overseas Equity Growth Fund	3.15%

DFS GIF – Moderate

Fixed Income	65.0%
Desjardins Short-Term Income Fund	13.0%
DGIA Canadian Bond Fund	36.4%
Desjardins Enhanced Bond Fund	15.6%

Equity	35.0%
Canadian Equity
Franklin Bissett Canadian Equity	3.5%
Desjardins Canadian Equity Fund	3.5%
Fidelity True North® Fund	3.5%
American Equity
BlackRock® CDN U.S. Equity Index Fund	10.5%
International Equity
Desjardins Overseas Equity Value Fund	5.51%
Desjardins Overseas Equity Growth Fund	5.51%

DFS GIF – Balanced

Fixed Income	50.0%
Desjardins Short-Term Income Fund	7.5%
DGIA Canadian Bond Fund	29.75%
Desjardins Enhanced Bond Fund	12.75%

Equity	50.0%
Canadian Equity
Franklin Bissett Canadian Equity	5.0%
Desjardins Canadian Equity Fund	5.0%
Fidelity True North® Fund	5.0%
American Equity
BlackRock® CDN U.S. Equity Index Fund	19.25%
International Equity
Desjardins Overseas Equity Value Fund	7.88%
Desjardins Overseas Equity Growth Fund	7.88%

DFS GIF – Growth

Fixed Income	35.0%
Desjardins Short-Term Income Fund	3.5%
DGIA Canadian Bond Fund	22.05%
Desjardins Enhanced Bond Fund	9.45%

Equity	65.0%
Canadian Equity
Franklin Bissett Canadian Equity	6.5%
Desjardins Canadian Equity Fund	6.5%
Fidelity True North® Fund	6.5%
American Equity
BlackRock® CDN U.S. Equity Index Fund	25.03%
International Equity
Desjardins Overseas Equity Value Fund	10.24%
Desjardins Overseas Equity Growth Fund	10.24%

DFS GIF – Maximum Growth

Fixed income	20.0%
Desjardins Short-Term Income Fund	2.0%
DGIA Canadian Bond Fund	12.6%
Desjardins Enhanced Bond Fund	5.4%

Equity	80.0%
Canadian Equity
Franklin Bissett Canadian Equity	8.0%
Desjardins Canadian Equity Fund	8.0%
Fidelity True North® Fund	8.0%
American Equity
BlackRock® CDN U.S. Equity Index Fund	30.8%
International Equity
Desjardins Overseas Equity Value Fund	12.6%
Desjardins Overseas Equity Growth Fund	12.6%