False. Even though some of your expenses may go down, there are other costs that come with aging. Someday, you may have to pay someone to shovel your snow, clean, and do all the small jobs around your house.
Half of those aged 65 or older will require some form of long-term care. It’s better to consider this possibility now if you want to remain financially independent.
Even if you don’t have any health issues, you need to think about the kind of lifestyle that will make you happy. All that takes planning.