Costs and eligibility


We calculate your premium based on the:

  • Age of each insured on the departure date
  • Duration of your trip
  • Types of coverage
  • Amount of coverage
  • Health of each insured that belongs to certain age groups
  • Deductible selected, if applicable


To be eligible for insurance, you must:

  • Be a Canadian resident
  • Be at least 15 days old
  • Start and end your trip in your home province
  • Enrol before your departure date for the entire expected duration of your trip
  • Be covered by your provincial healthcare and hospitalization insurance plans for the whole time you're away